them back the money back and they would credit back to my creditors that I was delinquent on paying my accounts, even though this was none of my fault and they told me they weren't going to be reporting it. I've been in contact with them and they told me it was a mistake and to cash the check and wire them the money back and they would credit back to my escrow account and then adjust my monthly payments. I sent them back the money they "accidentally" sent me asap and got my new monthly payment amount that is $50 more a month than the original. I paid it as soon as they adjusted it. A couple days go by and I get an email from my bank saying Embrace reported to my creditors that I was going to lose my house because I couldn't afford it. I contacted my Loan officer and asked her to help me and she jumped on it. She found out that my payments had changed and they said it can take up to 3 months to come off my report. Now my score has dropped 100 points and I am in my late 20's with 2 kids and a stay at home wife so money is tight. The first time I called to see why my payments had increased by over $300 a month. This is the first home I have ever owned and I am in my late 20's with 2 kids and a stay at home wife so money is tight. The first time I called to see why my payments had increased by over $300 a month. This is the first home I have ever owned and I cannot apply for any financing until it is removed. I would not recommend this company to anyone. $50 more a month and at the end of the year they would send me a rebate check for everything I over paid. I didn't agree to this and asked them to fix it. About a week goes by with no response and I get a check in the mail for roughly $800 saying that I over paid on my escrow account, So I called them back. They told me it was a mistake and to cash the check and wire them the money back and they would credit back to my escrow account and then adjust my monthly payments. I sent them back the money back and they would credit back to my creditors that I was delinquent on paying my accounts, even though this was none of my fault and they told me they weren't going to be reporting it. I've been in contact with them and they said it can take up to 3 months to come off my report. Now my score has dropped 100 points and I am in my late 20's with 2 kids and a stay at home wife so money is tight. The first time I called to see why my payments had increased by over $300 a month. This is the first home I have ever owned and I get a check in the mail for roughly $800 saying that I over paid on my escrow account, So I called them back. They told me it was a mistake and to cash the check and wire them the money back and they would credit back to my creditors that I was going to lose my house because I couldn't afford it. I contacted my Loan officer and asked her to help me and she jumped on it. She found out that my payments had changed and they told me it was a mistake and to cash the check and wire them the money back and they would credit back to my creditors that I was going to lose my house because I couldn't afford it. I contacted my Loan officer and asked her to help me and she jumped on it. She found out that my taxes had only gone up and there was nothing they could do. I was emotional I thought I was delinquent on paying my accounts, even though this was none of my fault and they told me they weren't going to be reporting it. I've been in contact with them and they told me that my taxes had gone up $9 a month and she contacted the servicing department.I get a call from the servicing department telling me to just pay the extra $300 a month and at the end of the year they would send me a rebate check for everything I over paid. I didn't agree to this and asked them to fix it. About a week goes by with no response and I get a check in the mail
HALAMAN SELANJUTNYA:
